Representative APR Example
£350 borrowed for 30 days. Total amount payable by one repayment: £434.
Total interest payable by one repayment: £84. Representative APR 1223.6% (Variable)
Amount
£0
Term
0 Day(s)
Interest : £0
Repayment : £0

Privacy

Loan Wallet maintains a privacy policy that is in line with global standards and the provisions of the Data Protection Act, 1998. We understand borrowers' apprehensions about their personal information. We take all the possible and reasonable steps to protect their information.

We know if we want to grow in business, we have to provide good service to our customers to keep them satisfied.

We collect only required information from our customers and delete them after getting them the loan to avoid any kind of misuse of information.

Receiving of information
As a first sign of our integrity, you should note that we collect your information only when you apply for our loans. If you only visit our site we don't ask for your information unlike other websites that collect borrowers' information on one pretext or another.

However, we do use cookies to know a bit about your browsing behaviour. You can ready our cookies policy here.

Types of information
When you apply for our Loans For Low Credit , we need information like your name, date of birth, address, contact numbers, including job and employment details. All these information are to process your application.

Use of information
We use this information to understand your financial condition and requirement of loan. On the basis of this information, we decide whether to go ahead with the application. It helps us to identify a potential lender and negotiate a good deal for you.

Sharing of information
We have hundreds of lenders on our list. We get you loan through these lenders only. After evaluating your information, we identify a few lenders who can give you loan and share your information with those lenders only.

In a few cases, we might be forced to share your information with legal authorities if it is demanded.

You must note that we never share your information with a third party.

Security of information
We store your information on a highly secured server which is maintained round the clock by our skilled IT professionals. We use all the latest software and devices to run out system. Hacking of our site is next to impossible. Till date, we have never faced that crisis.

However, you should note that 100% safety of information cannot be guaranteed in an online environment. Your information safety also depends upon how you manage, store and transmit your information. You must play your part in information safety and take due care at appropriate time.

Links of external websites
On our site, you will find links of many other websites. We arrange these links to provide you better services. However, you must note those sites are not controlled by us and we have no idea of their privacy policy.

You can use those sites if you are interested in their products and services. Your use will be purely on your risk and responsibility.

Changes in privacy policy
We reserve the right to change our privacy policy anytime. Any changes made and uploaded on the website will be effective on real time basis. You are strongly recommended to ready the privacy policy in full before using our services.

Your access to our website and use of services expresses that you have read, understood and accepted our privacy policy in full.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan through our UK network of leading Payday Loan Lenders and Brokers. The personal, financial and employment information that we collect is stored electronically for the duration of your application and is removed from our system upon acceptance from a lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayments please do not apply with us in the first place. It is not worth risking your credit rating nor any financial consequences which might result.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk