Representative APR Example
£350 borrowed for 30 days. Total amount payable by one repayment: £434.
Total interest payable by one repayment: £84. Representative APR 1223.6% (Variable)
0 Day(s)
Interest : £0
Repayment : £0


Why should I avail services of Loans Wallet?

We have a wide network of reliable and reputable lenders. That means that your application will get matched with several competing lenders with varying interests and fee plans with a single common application. It will easily save you a lot of time as you have to fill just one application instead of several for each lender.

Who are eligible for your services?

A permanent citizen who is 18 or over and have a job and a checking bank account can apply for our loans.

Why do you suggest applying on-line?

Lenders accept on-line applications for such loans as that is very convenient. So, we in turn have to accept on-line applications only. On-line application processing system is fast and hassle-free. By applying on-line, if approved, you can get the money in a few hours.

Is there any upper limit to the amount that can be borrowed?

The loans are small amount loans. You can borrow a few hundreds to a thousand pounds. Lenders decide the amount after considering your needs and repaying capabilities.

How much time does it take to process the application and disburse the loan amount?

The lenders are able to process the loan applications in a matter of minutes, because they use computer based systems. If your application is approved, in most cases, you will be able to get the money within 24 hours.

Can I get any idea of the cost that I will incur in borrowing loan?

Loan cost includes interest and other charges. It differs from loan to loan and from lender to lender. The lender page will have all the details including the charges, repayment schedule and terms and conditions.

What about loans to borrowers with poor credit profile?

The lenders on our panel can process applications from individuals with bad credit as long as the current repayment ability is good.

What is the outcome of missing a payment?

If the payday payment does not go through for some reason, the lender will charge late payment charges etc. It is very important that the loan is repaid on the scheduled date to avoid extra charges and penalties.

How do I know whether my application was accepted or not?

Once you complete and submit your application, the lenders are able to provide an outcome or decision within a few minutes . If your application is accepted, you will be automatically redirected to the lender's site to view the details of the offer.

How do you maintain confidentiality of the information shared with you?

We do not store any of your information on our server. We only securely share the application with the lenders on panel in order for them to process it. Our IT professionals maintain and monitor the server regularly. All the software and devices used are of latest versions. You can read our privacy policy to know in detail.

What is the maximum duration of repayment?

We offer loans for short periods. So, you will get the maximum repayment period or one year or so. In the beginning, we will give you a plan which will show different periods along with principal amount and interest charged. You can select a plan as per your needs and capability.

Give me some idea of the information that you need to process my application.

You have to provide your name, address, phone number, email, your date of birth, and work and payment details.

How do you use this information?

We use your information to understand your requirement and identify a potential lender that we can match your application with. This information is required by lenders to process your loan application. We share this information exclusively with the lenders on our panel.

Do the lenders provide loans only to borrowers having a debit card?

You can get the loan even without debit card. However, debit card helps you to repay the loan easily.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan through our UK network of leading Payday Loan Lenders and Brokers. The personal, financial and employment information that we collect is stored electronically for the duration of your application and is removed from our system upon acceptance from a lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayments please do not apply with us in the first place. It is not worth risking your credit rating nor any financial consequences which might result.

Warning: Late repayment can cause you serious money problems. For help, go to