Representative APR Example
£350 borrowed for 30 days. Total amount payable by one repayment: £434.
Total interest payable by one repayment: £84. Representative APR 1223.6% (Variable)
0 Day(s)
Interest : £0
Repayment : £0

Cookie Policy

Can you please define cookies?
Cookies are small files containing letters and numbers which help a server identify the computer. Cookies store information about the computer you use, and not about yourself.

When you enter your personal information at the time of application for Loans For Low Credit or any other services, you information is not stored by cookies. Hence, you should not be concerned about the use of cookies.

What do website developers or owners use cookies?
When you visit a website, your browser collects some information about the website, which helps it to access the website easily when you try to visit it again.

Cookies remember setting and data when you browse a website. When you visit the website again you need not enter all the setting and data. Websites use cookies to monitor your browsing behaviour and provide you better functionality and user experience.

What is your purpose of using cookies?
We use cookies to know traffic flow and pattern. It helps to provide you better functionality and user experience. You should note that cookies are website-specific. Cookies of one site don't support another website.

If you don't want to allow a website to store cookies on your computer, you can reset you browser settings to reject cookies. But, you should remember that it will restrict the functionality of website and you might not be able to take full advantages of it.

You also won't be able to receive offers and promotions that we generally send to our customers. Cookies help us to provide you better user experience. If you restrict cookies, we may not be able to serve you satisfactorily.

Are cookies accepted by all browsers?
Yes, all browsers automatically accept cookies. If you don't want them, you can change the setting of browser to reject them.

Can you classify the type of information collected by cookies?
Cookies save information about the website in totality. They don't identify the user, but only the computer.

When you apply for loan and enter your personal information, it is stored by the website, and not by cookies. Therefore, you have no reason to be concerned.

Can I change setting of cookies?
You can change the setting of cookies through your browser. Visit Tool section of your browser and change the setting according to the steps given below.

If you use Internet Explorer (IE), you have to:

  1. Go to Explorer
  2. Click Start and select Search
  3. Select Folders and Files and enter Cookie into Search box
  4. Choose My Computer in Look In drop down menu
  5. Click on Search Now
  6. Select and open the retrieved Folders
  7. Click to highlight any Cookie file
  8. Delete cookie files

If you use Mozilla Firefox, you have to:

  1. Go to Tools, next
  2. Select Internet Options
  3. Go to Privacy tab
  4. Press the 'Advanced' option
  5. Click the 'Override automatic cookie handing' box to accept, reject or block option

How can I make out which site is using cookies?

If you use Internet Explorer (IE), you have to:

  1. Go to Tools, then
  2. Internet Options
  3. Click to 'General tab' option
  4. Go to Settings
  5. See Files

If you use Mozilla Firefox, you have to:

  1. Go to Tools
  2. Options
  3. Privacy
  4. Cookies
  5. Click the Cookies button

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan through our UK network of leading Payday Loan Lenders and Brokers. The personal, financial and employment information that we collect is stored electronically for the duration of your application and is removed from our system upon acceptance from a lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayments please do not apply with us in the first place. It is not worth risking your credit rating nor any financial consequences which might result.

Warning: Late repayment can cause you serious money problems. For help, go to